UtiloFree check

How Utilo works

Plain-English answers: what we do, how we're different, where prices are heading and how to pay less.

Sound familiar?

Bill keeps creeping up, and you don't know why or where to start?

It's not just you. Retailers made 196 changes to their offers in the last 30 days, and introductory discounts quietly end. Start with one bill and we'll show you what you're really paying, and whether switching is worth it.

Price my bill, free
Illustration

Same house. Same habits. Why is it dearer? Often a discount ended or the plan was repriced.

Three steps

  1. 1

    Snap your bill

    30 seconds. No bill? Answer a few taps.

  2. 2

    See your saving

    Every plan we track, priced for your home.

  3. 3

    Switch, or let us watch

    Members get a heads-up only when it's worth it.

  4. Typical home, 4,000 kWh a year, averaged across Victoria's networks.

Who does what

Three different jobs. They work well together.

ESCSets the rulesThe regulator. Sets the default offer each July.
Victorian Energy CompareFinds today's dealThe Government's free comparison site. Broadest coverage.
UtiloFinds it, then keeps watchingBuilt from your bill, not a typical home.
ESCVic CompareUtilo
Sets the default offer and the rules✓––
Compares plans for you–✓✓
Covers retailers across Victoria–✓✓
Uses your own usage, not a typical home–With meter dataFrom your bill
Starts from a photo of your bill––✓
Re-checks prices for you every day––Members
Warns before your discount ends––Members

Utilo prices 962 plans from 27 retailers, not every plan in the market. Membership is $7 a month, or $39 a year.

Data from 2026-10-27. Before you switch, confirm the price with the retailer or on Victorian Energy Compare. Using both is a good idea. We are not affiliated with the Victorian Government. Victorian Energy Compare details are from its published guide (October 2026).

Watch

Short videos, no jargon.

How Utilo works in 90 seconds

From a few taps about your home to your cheapest plan.

Reading your electricity bill

Where to find your network, usage and rates.

The default offer, explained

What the VDO is and why it changes every July.

When you typically use power

From the grid, kW Typical peak window, 3pm to 9pm
00.40.81.21.612am3am6am9am12pm3pm6pm9pm
11 kWha day from the grid
6pmbusiest hour

Out by day, in by night. A sharp evening peak from about 5 to 9pm: cooking, heating or cooling, screens. That window is the dearest on a time-of-use plan.

A model of a typical 4,000 kWh-a-year home, not meter data. On a time-of-use plan the shaded window is the dear part of the day; on a single-rate plan every hour costs the same. Members see their own home's shape on the dashboard.

Example charts

For a typical home using 4,000 kWh a year on a single-rate plan. Yours will differ.

Default offer vs cheapest market plan

Who's cheapest on your network

Assumes a residential home using 4,000 kWh a year, the regulator's typical figure, on a single-rate plan with no solar. Yearly cost of each retailer's cheapest plan, pay-on-time discounts included, prices checked 27 October 2026.

Default offer: yearly change

Set by the ESC each year. Average residential change.

When prices change

There are two kinds of price, and they change on different clocks.

The default offer

A price set by the regulator (the ESC) for anyone not on a retailer's own plan. It changes once a year, on 1 July.

Retailers' own plans

Set by each retailer. They can change prices at any time of year, and new plans keep appearing.

In the last 30 days: 155 new offers and 41 price changes across Victoria, from 24 retailers. We checked every one.

This year: the default offer fell 5% on 1 July 2026

-5%average for homes, about $84 a year less on a typical bill
  • AusNet Services-8%
  • CitiPower-4%
  • Jemena-4%
  • Powercor-4%
  • United Energy-3%

The yearly cycle

  1. 1Next upReview opens

    The Essential Services Commission (Victoria's energy regulator) asks retailers and the public for input.

    Last time
    14 Nov 2025
    Next, expected
    About Nov 2026
  2. 2Draft decision

    A first look at next year's default prices.

    Last time
    12 Mar 2026
    Next, expected
    About Mar 2027
  3. 3Final decision

    The new default prices are set.

    Last time
    20 May 2026
    Next, expected
    About May 2027
  4. 4New prices start

    The default offer resets. Many retailers reprice their own plans around now too.

    Last time
    1 Jul 2026
    Next, expected
    1 Jul 2027

Expected dates follow past years and are not confirmed. See the ESC website for official dates.

Other ways to save

A better plan is one lever. These are the others.

Pick the right plan

Check your plan every month

Retailers change offers all year. A plan that was cheap last year may not be now.

Compare more than the headline rate

The daily supply charge matters as much as the cents per kWh.

Match the plan to your day

If you use most power at night, off-peak rates help. If you're home by day, a flat rate may win.

Solar? Look at the feed-in rate

What you're paid for exported power varies a lot between plans.

Use less, or at cheaper times

Shift big jobs off-peak

Dishwasher, washing and EV charging cost less outside the evening peak on a time-of-use plan.

Heat and cool sensibly

Around 18–20°C in winter and 25–26°C in summer. Heating and cooling are usually the biggest use.

Hot water on a timer or controlled load

Heating water overnight on a cheap circuit can cut that cost.

Switch off standby

TVs, consoles and chargers add up when left on.

Upgrades and help

Ask about the Victorian Energy Upgrades program

A government program that discounts efficient products such as heating, cooling and lighting. Check what's available for you.

Check you're getting concessions

If you hold an eligible concession card, you may be entitled to a Victorian energy concession. Check the Victorian Government's concessions page.

Seal draughts, upgrade lighting

Door seals and LED bulbs are cheap and pay back quickly.

Where the prices come from

And how often everything runs.

123
Retailerspublish every plan and rate in a public data feed
Utiloreads the feeds and prices each plan for your home
Yousee one number and the plan behind it
The source

Each retailer publishes its current plans and rates in a standard public data feed under Australia's Consumer Data Right. We read those feeds directly, so the numbers come from the retailer, not typed in by hand.

Last price pull

27 October 2026: 962 plans from 27 retailers. The date is shown on every result.

How each plan is priced

We price every plan the same way: daily supply charge × days, plus each rate × the kWh used in that time band, plus controlled load, minus the plan's discounts (guaranteed ones, and pay-on-time or direct-debit ones, assuming you pay on time), minus any solar credit. Nothing is weighted or sponsored.

Members, every morning

Every morning, each member's home is re-priced against every plan we track on their network.

Members, every month

On the 1st of each month, members get a summary of what changed and what they're saving.

The default offer

The default offer (VDO) is updated each 1 July from the Essential Services Commission's final decision.

Not included

Sign-up credits and gifts, discounts with other conditions (such as bundles), fees, concessions and rebates. Each plan lists its own from the retailer's feed. Offers only some people can get, like members-only plans, are listed but never picked as your best plan.

Prices keep moving

Offers and prices change constantly. A plan that's cheapest today may not be next month, and a cheaper one can appear soon after you switch. That's normal, not a mistake. We only suggest switching again when the saving is worth the effort.

Independence

We are not affiliated with the Victorian Government, Victorian Energy Compare or any retailer. Every plan is priced with the same formula.

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